failing to file the insurance clauses and premium rates for its proposed insurance products as required.

The insurance clauses and premium rates for other types of insurance formulated by an insurance company shall be filed with the financial supervision and regulation department .

Article 106 The basic insurance clauses and premium rates for major types of commercial insurance shall be formulated by the financial supervision and regulation department.

Indeed, there is no market for other kinds of recession related insurance provided by the government, such as unemployment insurance, old age insurance, or disability insurance. Instead, the government merely sets an insurance premium and forces everyone to pay it.

The State applied a voluntary insurance policy to farmers with the premium decided by Provincial People's Committee.

The reduction with respect to general property insurance results from more favourable premium rates negotiated with the provider.

Social insurance

(3) carrying out the provisions of the state on employees' remunerations and labor protection, paying social insurance premium and public accumulation funds for housing construction and so on, under law, and safeguarding the workers' legitimate rights and interests

Source Social Insurance Board, www.ensib.ee

Operating in the country is a system of insurance that takes two forms State social insurance and voluntary social insurance (article 215 of the Labour Code).

If a business partnership was involved, spouses could pay social insurance and build up their own social insurance record.

Government educates and invests, increasing the supply and reducing the premium earned by skilled workers, and lowering the rate of return on physical capital. It also provides social insurance by taxing the prosperous and redistributing benefits to the less fortunate.

promising the applicant, the insured or the beneficiary to give them premium rebates or other interests which are not specified in the insurance contract.

During its 2003 session, the Standing Committee reviewed a note on the after service health insurance premium deduction programme undertaken by the Pension Fund.

Premium and method of premium payment

Insurance companies, insurance brokers, and institutions involved with private pension plans or social security

Concerning social insurance, the Charter on Social Insurance has been revised in 2003 to include more provisions beneficial to female workers as mentioned above.

Sakareli, Sofia, Department of Social Protection and Insurance

Tatsi, Eleni, Department of Social Protection and Insurance

Vendi, Stavroula, Department of Social Protection and Insurance

Article 13 Once an insurance contract is formed, the applicant shall pay the premium in accordance with the terms and conditions of the contract and the insurer will be at risk effective from the date as specified in the insurance contract.

The average premium costs per participant vary among different insurance plans and between the costs experienced at New York, Geneva and Vienna, but a tendency towards an increase in average costs is clearly demonstrated with respect to all insurance plans.

Taxes on high premium insurance policies would lead many employees and employers to shift their sources of tax free income from these health insurance benefits to other forms of untaxed compensation. If they do this, the government would not collect the additional revenue from the insurance companies, employers, or employees.

Katsivardakou, Theodora, Head, Department of Social Protection and Insurance

The National Insurance Institute (NII) is the governmental body responsible for the administration of the social insurance programs.

Therefore, compulsory contributions to a social insurance scheme must not necessarily result in the payment of insurance benefits.

All members would, in principle, be eligible, but premium rates would be differentiated and established on the basis of quantitative criteria. The scale of premium rates would need to be transparent but the actual cost of access for individual members would remain strictly confidential (as in any insurance contract).

wages, salaries and social insurance benefits due to its employees

In the event that the insurer terminates the contract, the insurer shall notify the applicant fifteen (15) days in advance of such termination and return to the applicant the premium received for the portion of the subject matter of the insurance which is not lost or damaged after deducting the earned premium for the subject matter of the insurance which is not lost or damaged from the date of the commencement of the insurance liability to the date of the termination of the contract.

During this period, the Vietnamese State places great premium on development of social welfare policy, especially for rural and remote areas.

Sarri, Stamatina Amalia, Head, Directorate of Employment, Social Protection and Insurance

The Law on Social Welfare The Law on Health Care The Law on Health Insurance The Law on Pension Disability Insurance.

Rural female workers have yet to enjoy fully policies on social insurance.

Implementing children's right to benefit from social security, including social insurance, is an important element of any strategy (art.

Female workers who have paid social insurance for 15 years receive pension equal to 45 of the average monthly salary, which is the basis for payment of social insurance, as applied for male workers.

The potentially fatal flaw in Obamacare is the very same feature that appeals most to its supporters the ability of even those with a serious preexisting health condition to buy insurance at the standard premium.

Pension disability insurance is among the basic social welfare and basic social security rights, which are acquired based upon work.

A social partnership group was working to develop a fully inclusive social insurance model that would include the partnership option.

Female workers aged 55, having paid social insurance for 25 years and male workers aged 60, having paid social insurance for 30 years, are entitled to equal maximum monthly pension in accordance with the Government's regulations.

The right to pensions and disability insurance is considered one of the basic social rights and social security elements for citizens.

A similarly honest and modern approach can also secure Medicare, without large tax increases on middle income Americans. For starters, bipartisan proposals for premium support, with seniors receiving subsidies to purchase private health insurance, should be implemented.

The government has established the National Social Security Insurance Fund to provide social assistance for employees in the private sector and elsewhere.

The majority of the world's 150 million unemployed have no unemployment insurance or social protection.

The right of every person in Bosnia and Herzegovina to social security and social insurance is provided for through social protection, health care, and pension and disability protection.

Government Decree 01 2003 ND CP on January 9, 2003 amending the Charter on Social Insurance.