Therefore, compulsory contributions to a social insurance scheme must not necessarily result in the payment of insurance benefits.

Female workers who have paid social insurance for 15 years receive pension equal to 45 of the average monthly salary, which is the basis for payment of social insurance, as applied for male workers.

indemnity or payment of the insurance benefits

Method of payment of indemnity or the insurance benefits

Social insurance

The payment of contributions is different depending on regions and the health insurance payer.

Source Social Insurance Board, www.ensib.ee

The insured or the beneficiary of the direct insurance shall not claim for the indemnity or payment of the insurance benefits from the reinsurer.

Operating in the country is a system of insurance that takes two forms State social insurance and voluntary social insurance (article 215 of the Labour Code).

If a business partnership was involved, spouses could pay social insurance and build up their own social insurance record.

Article 59 The insurer shall not resort to legal proceeding to demand the payment of the insurance premiums of insurance of persons from the applicant.

undertaking to provide life insurance where death is the prerequisite for the payment of the insurance benefits, for those who have no civil legal capacity.

Insurance companies, insurance brokers, and institutions involved with private pension plans or social security

Article 29 The reinsurer shall not demand payment of premiums from the applicant of the direct insurance.

Employers in the United States Virgin Islands must follow federal and territorial labour laws, such as those regulating minimum wages, occupational health and safety standards and payment of Social Security tax and unemployment insurance.

An insurance policy stipulating death as the prerequisite for the payment of the insurance benefits shall not be transferred or mortgaged without the written consent of the insured.

Concerning social insurance, the Charter on Social Insurance has been revised in 2003 to include more provisions beneficial to female workers as mentioned above.

Sakareli, Sofia, Department of Social Protection and Insurance

Tatsi, Eleni, Department of Social Protection and Insurance

Vendi, Stavroula, Department of Social Protection and Insurance

The custody business had achieved an average annual growth rate of 52.89 in the past six years, covering fund, insurance, trust, bank financial management, pension, cross border investment, social welfare, transaction payment and many other sectors.

Article 65 When a contract stipulates death as the prerequisite for the payment of the insurance benefits then the insurer shall have no obligation for the payment of the insurance benefits if the insured commits suicide, except for the event stipulated in paragraph two of this Article.

When a contract stipulates death as a prerequisite for the payment of the insurance benefits, the insurer may effect the payment of the insurance benefits in accordance with the contract if the insured commits suicide two (2) years or more after the formation of the contract.

Katsivardakou, Theodora, Head, Department of Social Protection and Insurance

The National Insurance Institute (NII) is the governmental body responsible for the administration of the social insurance programs.

The insurer shall pay the balance after the final amount of indemnity or payment of the insurance benefits is determined.

No entity or individual shall illegally interfere with the insurer's obligation for indemnity or payment of the insurance benefits, or hinder the right of the insured or the beneficiary to receive the payment.

wages, salaries and social insurance benefits due to its employees

Article 24 After receiving a claim for indemnity or payment of the insurance benefits from the insured or the beneficiary, the insurer shall issue to the insured or the beneficiary a notice declining indemnity or payment of the insurance benefits for any events not falling within the scope of the cover.

Sarri, Stamatina Amalia, Head, Directorate of Employment, Social Protection and Insurance

The Law on Social Welfare The Law on Health Care The Law on Health Insurance The Law on Pension Disability Insurance.

Rural female workers have yet to enjoy fully policies on social insurance.

Implementing children's right to benefit from social security, including social insurance, is an important element of any strategy (art.

Article 54 An applicant shall not apply for and the insurer shall not underwrite an insurance of persons that stipulates death as a prerequisite for the payment of the insurance benefits on a person without civil legal capacity.

State social insurance funds are spent on benefits (for temporary disability, pregnancy and childbirth, burial, family allowances, etc.), for loss of a breadwinner, for payment of pensions and unemployment benefits, for sanatorium treatment, for recreation for workers and their family members, for food, etc.

Pension disability insurance is among the basic social welfare and basic social security rights, which are acquired based upon work.

A social partnership group was working to develop a fully inclusive social insurance model that would include the partnership option.

Female workers aged 55, having paid social insurance for 25 years and male workers aged 60, having paid social insurance for 30 years, are entitled to equal maximum monthly pension in accordance with the Government's regulations.

The right to pensions and disability insurance is considered one of the basic social rights and social security elements for citizens.

The government has established the National Social Security Insurance Fund to provide social assistance for employees in the private sector and elsewhere.

The majority of the world's 150 million unemployed have no unemployment insurance or social protection.

In the UK, by contrast, the biggest penalties have come in the form of compensation payments made to individual mortgage borrowers who were sold Payment Protection Insurance. The regulators maintain that much of this insurance was worthless to borrowers and was mis sold.

Steps taken to guarantee payment, social security and social benefits for women who work without such benefits in enterprises owned by a family member.

In order to secure payment of obligatory contributions for social welfare and pension insurance, the Federation authorities have developed rules and regulations on contributions and on income taxes to identify the lowest basis for calculating contributions and taxes, up to 55 per cent of the latest statistically registered salary.

The right of every person in Bosnia and Herzegovina to social security and social insurance is provided for through social protection, health care, and pension and disability protection.