Article 41 Following the occurrence of an insured event, the insured is obligated to take all necessary measures to prevent or mitigate loss or damage.

6) compensation for the loss of a provider in the event of the death of an insured person to his her family members who are incapable of work whom the insured person supported in part or in full.

The insurer shall bear the expenses necessarily and reasonably incurred by the insured in taking measures to prevent or mitigate further loss or damage of the subject matter of the insurance after the occurrence of the insured event the amount of such expenses borne by an insurer shall be calculated separately from the indemnity for the loss of the subject matter of the insurance and it shall not exceed the sum insured.

Article 120 The insurer and the insured may employ independent loss adjusting companies established in accordance with laws or experts having statutory qualifications, to carry out adjustments and assessments of losses and damages resulting from the occurrence of insured events.

Anyone who suffers from loss of ability to work, loss of ability to perform activities on the basis of which he she is insured or loss of ability for economic activity Anyone whose remaining ability to work is conditioned upon retraining or additional training, but to which the insured is not entitled, as he she turned 55 (men) or 50 (women) at the date at which the disability was acquired.

Insured value

Sum insured

Insured parties,

I'm insured.

They're insured.

He insured himself.

Article 48 The insurer shall bear the necessary and reasonable expenses incurred by the insurer and the insured from investigating and ascertaining the nature of and the cause for the occurrence of the insured event, and the extent of loss or damage to the Subject matter of the insurance.

forging or altering evidence, information and other proof, which are related to the insured event, or abetting, instigating or bribing others to provide false evidence, information or other proofs, fabricating the cause of the insured event or overstating the extent of loss, whereupon an insurance claim is fraudulently made.

If the applicant, the insured or the beneficiary, following the occurrence of an insured event, provides forged and altered relevant evidence, information or other proofs, falsifies the cause of the occurrence of the insured event or overstates the extent of the loss, then the insurer shall bear no obligation for indemnity or payment of the insurance benefits for the portion which is falsified or overstated.

Article 50 If the insured of a liability insurance contract is brought to an arbitration or legal proceeding due to the occurrence of an insured event which caused loss or damage to a third party, unless specified otherwise in the insurance contract, the insurer shall bear the expenses of such arbitration or legal proceeding and other necessary and reasonable expenses paid by the insured.

It's never been insured.

Unless otherwise specified in the contract, in the event that the sum insured is less than the insured value, the insurer shall undertake the obligation for indemnity pro rata of the sum insured to the insured value.

They include obligatory pension or disability insurance and voluntary insurance for people in accordance with the laws, rights to old age pensions, disability pension due to reduction or loss of work ability and the death of the insured, and the provision of social security to insured persons and their family members.

My house is fully insured.

Family members of insured parties,

Death of the insured person

Insured with your company? Yes.

I insured Madame Leroux personally.

If the sum insured is less than the insured value, the insurer shall obtain partial rights pertaining to the subject matter of the insurance which is lost or damaged on the pro rata basis of the sum insured to the insured value.

Notwithstanding the foregoing, with the consent of the insured to enter into a contract for the insured, the applicant shall be regarded as having an insurable interest on the insured.

Since all risks of financial loss are therefore assumed by the Organization and the participants, OIOS maintains its observation that the health insurance programme is essentially run on a self insured basis.

An applicant may be the insured.

That's OK, Willie, the cab's insured.

Children of pre school age are not insured if their parent or custodian is not insured in any way.

Insured persons in the new Länder are entitled to the same benefits as insured persons in the old Länder.

(c) Non insured employees, non insured self employed persons and persons receiving cash assistance may also obtain parental leave

Article 22 When a claim for indemnity or payment of the insurance benefits is lodged with the insurer after the occurrence of an insured event, the applicant, the insured or the beneficiary shall, to the best of their knowledge and ability, provide the insurer with evidence and information which is relevant to ascertain the nature of, the cause for and the extent of the loss due to the occurrence of the insured event.

That's all right I've got him insured.

Gentlemen, I'm quite willing to be insured.

I've already decided to get myself insured.

However, even if the law defines the insured on a broad basis and also gives the right to be insured to family members of the insured, there are some vulnerable groups of the population left uncovered.

This is why the contributions are assessed on the basis of the insured person apos s income regardless of the risks to be insured and of the number of persons to be insured as family members.

The right to disability pension is exercised by the insured party that was mandatory or voluntarily insured by pension and disability insurance

deceiving the applicant, the insured or the beneficiary

The gems were insured for 35,000 in dollars.

The loss. The loss.

Article 49 The insurer may directly indemnify a third party for loss or damage caused by the insured of a liability insurance contract in accordance with the provisions of laws or the terms of an insurance contract.

The sum insured shall not exceed the insured value of the subject matter of the insurance, and any portion exceeding the insured value of the subject matter of the insurance is null and void as a matter of law.

This principle protects insured persons who, because of their health risks or their family situation, have an extensive benefits claim from having to pay higher contributions than insured persons who have equal earnings but lower risks to be insured.

The right to disability insurance is acquired by an insured person who is obligatorily or voluntarily insured by pension or disability insurance and who