Death of the insured person

Unless otherwise specified in the contract, in the event that the sum insured is less than the insured value, the insurer shall undertake the obligation for indemnity pro rata of the sum insured to the insured value.

If the sum insured is less than the insured value, the insurer shall obtain partial rights pertaining to the subject matter of the insurance which is lost or damaged on the pro rata basis of the sum insured to the insured value.

Notwithstanding the foregoing, with the consent of the insured to enter into a contract for the insured, the applicant shall be regarded as having an insurable interest on the insured.

This is why the contributions are assessed on the basis of the insured person apos s income regardless of the risks to be insured and of the number of persons to be insured as family members.

Insured value

Sum insured

Insured parties,

I'm insured.

They're insured.

Family members of insured parties,

The sum insured shall not exceed the insured value of the subject matter of the insurance, and any portion exceeding the insured value of the subject matter of the insurance is null and void as a matter of law.

However, even if the law defines the insured on a broad basis and also gives the right to be insured to family members of the insured, there are some vulnerable groups of the population left uncovered.

With respect to life insurance, the rights of the insured or the beneficiary to claim for payment of the insurance benefits shall expire if the insured or the beneficiary fails to exercise his her rights to claim within five (5) years from the date when the insured or the beneficiary is aware of the occurrence of the insured event.

He insured himself.

Article 63 In the event of the death of the insured, the payment of the insurance benefits shall be treated as part of the estate of the insured, and the insurer shall pay the insurance benefits to the legal heirs of the insured, if

5 years on the part of the insured person or pension receipt on the part of the insured person at the time of his her death.

(d) The husband of an insured woman (the widower).

Death of the insured person and of the other parent

Insured persons in the new Länder are entitled to the same benefits as insured persons in the old Länder.

Children of pre school age are not insured if their parent or custodian is not insured in any way.

An applicant may be the insured.

That's OK, Willie, the cab's insured.

It's never been insured.

Article 41 Following the occurrence of an insured event, the insured is obligated to take all necessary measures to prevent or mitigate loss or damage.

Article 26 With respect to insurance other than life insurance, the rights of the insured or the beneficiary to claim for indemnity or payment of the insurance benefits shall expire if the insured or the beneficiary fails to exercise his her rights to claim within two (2) years from the date when the insured or the beneficiary is aware of the occurrence of the insured event.

deceiving the applicant, the insured or the beneficiary

My house is fully insured.

Insured with your company? Yes.

I insured Madame Leroux personally.

Article 21 The applicant, the insured or the beneficiary shall notify the insurer in a timely manner of the occurrence of any insured event once it is known to them.

The right to disability pension is exercised by the insured party that was mandatory or voluntarily insured by pension and disability insurance

Death of the insured person Surviving spouse must not be a

Corresponding claims of the insured person on his employer take precedence.

The gems were insured for 35,000 in dollars.

deliberately causing the occurrence of an insured event in the insurance of persons, which leads to the death, injury or illness of the insured, whereupon an insurance claim is fraudulently made or

b Only for widows and widowers of insured farmers.

3 years of compulsory contributions paid by the insured person within the

If the insured is a person without civil legal capacity or a person with limited civil legal capacity, the beneficiary may be designated by the guardian of the insured.

Children of the insured are also insured from 15 to 26 years of age if they are regular students in secondary or higher education, i.e. during the period of regular schooling.

(c) Non insured employees, non insured self employed persons and persons receiving cash assistance may also obtain parental leave

The applicant may change the beneficiary subject to the consent of the insured.

If the insured, without the insurer's consent, waives the right of indemnity against the third party after indemnity is made by the insurer, the waiver of the insured shall be regarded as invalid.

The subject matter of the insurance refers either to the property of the insured and related interests associated therewith, or to the life and the body of the insured, which is the object of the insurance.

This principle protects insured persons who, because of their health risks or their family situation, have an extensive benefits claim from having to pay higher contributions than insured persons who have equal earnings but lower risks to be insured.